Financial Innovation

Table 4 The cross loading matrix

From: Factors influencing the internet banking adoption decision in North Cyprus: an evidence from the partial least square approach of the structural equation modeling

	IN	INO	PEOU	PU	R	SN
IN1	*0.774*	0.276	0.429	0.484	−0.276	0.335
IN2	*0.794*	0.261	0.438	0.453	−0.220	0.382
IN3	*0.796*	0.287	0.445	0.464	−0.224	0.448
IN4	*0.770*	0.277	0.380	0.412	− 0.240	0.402
INO1	0.199	*0.700*	0.290	0.191	0.005	0.216
INO3	0.235	*0.763*	0.308	0.174	−0.059	0.224
INO4	0.347	*0.849*	0.301	0.279	−0.121	0.265
PEOU1	0.341	0.256	*0.718*	0.367	−0.173	0.319
PEOU2	0.480	0.331	*0.835*	0.552	−0.284	0.394
PEOU3	0.383	0.248	*0.782*	0.502	−0.171	0.343
PEOU6	0.454	0.343	*0.760*	0.454	−0.162	0.371
PU1	0.497	0.290	0.452	*0.777*	−0.282	0.539
PU2	0.413	0.240	0.545	*0.814*	−0.249	0.512
PU3	0.485	0.222	0.440	*0.822*	−0.260	0.468
PU4	0.477	0.211	0.461	*0.811*	−0.168	0.520
PU5	0.400	0.162	0.402	*0.715*	−0.167	0.422
PU6	0.430	0.227	0.530	*0.822*	−0.139	0.540
PU7	0.490	0.221	0.538	*0.758*	−0.234	0.527
R1	−0.161	−0.046	− 0.159	−0.108	*0.691*	−0.081
R3	−0.176	0.012	−0.143	−0.185	*0.742*	−0.039
R4	−0.179	−0.069	− 0.182	−0.209	*0.695*	−0.050
R9	−0.329	−0.121	− 0.256	−0.269	*0.848*	−0.156
SN1	0.442	0.236	0.378	0.531	−0.170	*0.848*
SN2	0.340	0.214	0.363	0.362	−0.075	*0.607*
SN3	0.370	0.269	0.330	0.482	−0.056	*0.747*
SN4	0.268	0.202	0.281	0.397	−0.003	*0.587*
SN5	0.289	0.171	0.302	0.438	−0.038	*0.643*

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