Factors influencing the internet banking adoption decision in North Cyprus: an evidence from the partial least square approach of the structural equation modeling

Financial Innovation

Table 2 The composite reliability

Construct (Latent variable)	Composite Reliability
The intention to adopt (IN)	0.864
The personal innovativeness (INO)	0.816
The perceived ease of use (PEOU)	0.857
The perceived usefulness (PU)	0.920
The perceived risk (R)	0.833