Credit margin of investment in the agricultural sector and credit fungibility: the case of smallholders of district Shikarpur, Sindh, Pakistan

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Table 4 Results of Probit Regression

Variable	Coefficient	Std. Error	z-value	P > z	Marginal effect
Age	−0.0059	0.0267	−0.22	0.823	−0.0018
Education	0.0909**	0.0452	2.01	0.045	0.0277**
Experience	0.0128	0.0246	0.52	0.601	0.0039
Household size	0.1550**	0.0720	2.15	0.031	0.0473**
Farm size	0.1452***	0.0407	3.56	0.000	0.0443***
Constant	−2.7000	1.2554	−2.15	0.031
Number of observation Log likelihood LR chi2(5) Prob > chi2 Pseudo R² (87) (−41.0622) (33.36) (0.000) (02889)