Farmer’s Group | Credit received by farmers | Credit Margin of Investment | %age of Credit Investment | Credit Used for Other Needs | %age of Credit Fungibility |
---|---|---|---|---|---|
\( {\widehat{CR}}_t \) | CR m | CR in | CR f | CR F | |
Smallholder farmers (55) | 58,547.368 | 30,167.68 | 51.53 | 28,379.68421 | 48.47 |
Medium and large-scale farmers (32) | 135,833.3 | 76,763.27 | 56.51 | 59,070.07 | 43.49 |
T-test = 11.93789***; P-value(0.000) | 1.41739*; P-value(0.0831) |