Table 4 Descriptive Statistics from Respondents on Financial Access in Rural Northern Nigeria

Are there financial institution in the community

Do you have need for finance to help boost poor farm harvest due to increasing challenge of climate change

Have you borrowed from family and friends in the past 12 months

Have you borrowed from another private lender in the past 12 months

Have you borrowed from a financial institution in the past 12 months

Proportion with Bank Account

Proportion with access to crop insurance

Proportion having benefited from government agricultural programme

Proportion with savings with a financial institution

Proportion with membership of savings club

Proportion to have benefited from financial literacy programme

Proportion who needed finance but had no access