From: Climate change and financing adaptation by farmers in northern Nigeria
Variables Name | Description | Measurement Scale |
---|---|---|
Gender | Gender of Respondent | Male = 44.69%, Female = 55.31% |
Edu | Educational Qualification of Respondent | Quranic/primary = 41.56%, Secondary/ post-secondary = 58.44% |
HH size | Household Size | Max = 12, Minimum = 1, Mean = 5.59 |
Family Total Income (In a year) | Family Total Income (In Nigerian Naira) | Max = 360,000, Minimum = 13,000, Mean = 91,372 |
% of Farm Income | Â | 77% |
% of Off-Farm Income | Â | 23% |
q13aSaveFI | Savings with Financial Institution | Yes = 20.31%, No = 79.69% |
q13bSaveSC | Membership of a Community Savings Clubs | Yes = 66.56%, No = 33.44% |
q14aBFI | Access to finance (borrowing) from Financial Institution | Yes = 80%, No = 20% |
q14cBFnF | Access to finance (borrowing) from Family and Friends | Yes = 87.5%, No = 12.5% |
InsureAgric | Traditional Crop Insurance | Yes = 22.81%, No = 77.19% |
GovtAgPrgm | Benefit to a Government Agricultural Programme (fertilizers, irrigation, improved seedlings, efforts to mechanize farming) | Yes = 36.56%, No = 63.44% |
Dependent Variable (Income Quintile) | Poorest 20%, Second 20%, Middle 20%, Fourth 20%, & Richest 20% | Poorest 20% = 18.44%, Second 20% = 20%, Middle 20% = 20.63%, Fourth 20% = 20%, & Richest 20% = 20.94% |