Skip to main content

Table 8 Regression on mobile phone and financial inclusion in SAARC countries

From: Has expansion of mobile phone and internet use spurred financial inclusion in the SAARC countries?

Variable

Model I

Model II

Model III

MOB

0.131b

0.192a

0.250a

(2.29)

(3.49)

(3.98)

Y

0.116b

0.034

0.235c

(2.37)

(0.33)

(1.92)

RPOP

−1.615a

− 1.302a

− 0.178a

(− 6.73)

(− 6.03)

(−3.53)

UEMP

−0.671a

− 0.517a

− 0.729a

(− 3.92)

(− 3.15)

(3.91)

EDU

0.107

0.296

0.236a

(0.31)

(0.63)

(3.31)

Model

FEM

REM

PCSE

Colinearity

0.791

  

Heteroscedasticity

639.2

  

Observation

80

80

80

Prob.

0.086

0.064

0.092

  1. Source: Calculated by authors
  2. Note: The bracket value of first, second, and third model indicates t-value, z-value, and again z-value, respectively
  3. aLevel of significance at 1%
  4. bLevel of significance at 5%
  5. cLevel of significance at 10%