Financial Innovation

Table 10 Panel Granger causality test result

From: Has expansion of mobile phone and internet use spurred financial inclusion in the SAARC countries?

Dependent Variables	Sources of causation
	Independent variables
	FI	MOB	INT
FI		3.061 (0.025)^a	3.794 (0.007)^b
MOB	1.074 (0.729)		1.081 (0.135)
INT	1.857 (0.972)	2.190 (0. 049)^a

Note: ^a and ^b indicate significance at the 5% and 1% level, respectively

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