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Table 1 Group Members’ Characteristics

From: Determinants of loan repayment among agricultural microcredit finance group members in Delta state, Nigeria

Variables Frequency (n = 288) (%)
Sex:
 Male 86 29.86
 Female 202 70.14
Marital Status:
 Single 57 19.79
 Married 209 72.57
 Divorced/Widow 22 7.61
Household Size:
 1–5 21 7.29
 6–10 211 73.26
 11–15 48 16.67
 Above 16 8 2.78
Educational Level:
 Primary School 97 33.68
 Secondary School 163 56.6
 NCE/OND 15 5.21
 HND/B.SC 11 3.82
 M.SC 2 0.69
Age of Members
 20–29 20 6.94
 30–39 87 30.21
 40–49 102 35.42
 50–59 61 21.18
 Above 59 18 6.25
Occupation:
 Farming only 107 37.82
 Farming Plus Trading 141 48.96
 Farming Plus Artisanal 40 13.89
Annual Income (N)
 Less than N200,000 81 28.13
 200,001–300,000 79 27.43
 300,001–400,000 92 31.94
 400,001–500,000 26 9.03
 Above 500,001 10 3.47
Length of stay in Locality:
 1–5 11 3.82
 6–10 41 14.24
 11–15 114 39.58
 16–20 93 32.28
 Above 20 29 10.1
  1. Source: Field Survey, 2016