Table 5 Non-interest income and bank performance

L.ROA

0.437

_

(1.85)*

_

L.ROE

_

0.210

_

(1.89)*

NII

2.062

2.546

(3.54)***

(2.61)***

SIZE

−16.215

0.412

(2.15)**

(0.13)

LR

−5.569

−.583

(1.74)*

(2.22)**

LS

6.555

−8.144

(0.17)

(1.38)

CAPR

7.792

6.078

(2.84)***

(3.97)***

CD

−3.409

−8.709

(1.05)

(1.95)*

HHI

1.755

5.220

(1.29)

(2.69)***

GDP

−3.896

−5.407

(1.63)

(5.60)***

INF

2.357

2.696

(0.47)

(2.40)**

CRISIS

−30.937

−32.060

(3.52)***

(3.86)***

Wald chi2(11)

4926.45

960.16

Prob > chi2

0.0000***

0.0000***

AB test for AR (1)

−2.4873

−2.4145

p-value

0.0129**

0.0158**

AB test for AR(2)

.95865

0.3555

p-value

0.3377

0.7222

Sargan test

6.78367

11.5157

p-value

0.6987

0.5836

N

200

200