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Financial Innovation

Table 8 Urban SEC

From: Understanding cashless payments in India

Occupation

Education

Illiterate

Less than 4 years in school

5-9 years of school

School certificate

Some college

Graduate

Post- graduate

Skilled

E2

E1

D

C

C

B2

B2

Unskilled

E2

E2

E1

D

D

D

D

Shop owner

D

D

C

B2

B2

A2

A2

Petty trader

E2

D

D

C

C

B2

B2

Employer of above 10 persons

B1

B1

A2

A2

A1

A1

A1

Employer of below 10 persons

C

B2

B2

B1

A2

A1

A1

Employer of none

D

C

B2

B1

A2

A1

A1

Clerk

D

D

D

C

B2

B1

B1

Supervisor

D

D

C

C

B2

B1

A2

Professional

D

D

D

B2

B1

A2

A1

Senior executive

B1

B1

B1

B1

A2

A1

A1

Junior executive

C

C

C

B2

B1

A2

A2

  1. Data source: Mukhopadhyay and Rath (2011)
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