Model 1 | Model 2 | Model 3 | Model 4 | |
---|---|---|---|---|
Male | 1.980a | 2.008a | 1.908a | 1.911a |
Age | 1.001 | 1.000 | 1.002 | 1.002 |
Secondary | 1.141 | 1.104 | 1.143 | 1.147 |
Tertiary | 1.140 | 1.054 | 1.143 | 1.209 |
Income | 1.266a | 1.263a | 1.278a | |
Income5 | 1.262a | |||
Income4 | 1.099 | |||
Income3 | 1.118 | |||
Income 2 | 1.424b | |||
Wagebank | 2.284a | 2.378a | 1.725b | |
Wage | 0.712 | 0.731 | 1.002 | |
Dormant | 0.632a | 0.643a | 0.644a | 0.622a |
ATM | 14.61a | 14.94a | 14.82a | 15.01a |
No of Obs | 1677 | 1677 | 1677 | 1677 |
Pseudo R | 0.342 | 0.35 | 0.341 | 0.339 |
Specificity | 66.58% | 65.31% | 67.09% | 66.84% |
Sensitivity | 87.20% | 88.95% | 87.94% | 87.55% |
Overall | 82.77% | 83.42% | 83.06% | 82.70% |
ROC | 0.873 | 0.877 | 0.871 | 0.870 |