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Table 10 Household -Reasons for not using cashless payments (in percentages)

From: Understanding cashless payments in India

Items

Not accept

Small

Extra charges

Security

Not aware

Cereals & cereal products, pulses & their products & spices

47.98

13.11

6.15

9.75

14.4

Milk & milk products

46.16

19.47

5.22

8.12

13.38

Edible oil

43.63

21.31

6.47

6.81

13.99

Egg, fish and meat

49.45

18.65

6.32

8.71

14.79

Vegetables & fruits

45.65

18.52

6.25

7.71

14.09

Sugar & salt

41.52

24.15

5.68

7.15

14.11

Beverages & refreshments

40.97

24.65

6.41

7.62

14.22

Pan, tobacco and intoxicant

38.25

22.17

6.8

11.84

14.49

Processed food

34.9

26.85

8.22

10.76

14.41

Electricity

30.96

27.17

8.69

10.31

14.77

LPG and other Fuels

36.02

25.32

8.64

7.66

14.72

Entertainment & related expenditure

37.68

24.59

7.31

8.91

16.17

Other consumer services excl. Conveyance

41.65

18.71

8.05

10.4

16.57

Domestic servant/cook & Sweeper

47.04

16.54

7.37

12.74

11.63

Barber, beautician, tailor etc

43.08

23.58

6.24

7.03

13.37

Telephone/mobile charges

36.7

24.47

7.65

9.06

14.16

Conveyance

41.38

21.87

7.02

8.78

14.49

Rent

45

19.02

6.95

12.32

13.05

Durable goods

29.63

14.35

13.89

20.83

13.89

Clothing & footwear

28.52

15.46

13.56

18.4

15.82

Education

31.24

14.75

12.88

16.58

16.58

Medical – institutional

27.95

16.1

15.83

12.98

19.82

Medical (non-institutional)

30.25

23.19

10.33

15.5

15.56

Personal care, toilet and sundry articles

38.07

21.15

8.83

10.89

14.42

Conveyance-Air fare &Railways

29.38

20.53

10.21

16.34

19.12

Averages

38.52

20.87

8.44

11.09

14.63