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Table 10 Household -Reasons for not using cashless payments (in percentages)

From: Understanding cashless payments in India

Items Not accept Small Extra charges Security Not aware
Cereals & cereal products, pulses & their products & spices 47.98 13.11 6.15 9.75 14.4
Milk & milk products 46.16 19.47 5.22 8.12 13.38
Edible oil 43.63 21.31 6.47 6.81 13.99
Egg, fish and meat 49.45 18.65 6.32 8.71 14.79
Vegetables & fruits 45.65 18.52 6.25 7.71 14.09
Sugar & salt 41.52 24.15 5.68 7.15 14.11
Beverages & refreshments 40.97 24.65 6.41 7.62 14.22
Pan, tobacco and intoxicant 38.25 22.17 6.8 11.84 14.49
Processed food 34.9 26.85 8.22 10.76 14.41
Electricity 30.96 27.17 8.69 10.31 14.77
LPG and other Fuels 36.02 25.32 8.64 7.66 14.72
Entertainment & related expenditure 37.68 24.59 7.31 8.91 16.17
Other consumer services excl. Conveyance 41.65 18.71 8.05 10.4 16.57
Domestic servant/cook & Sweeper 47.04 16.54 7.37 12.74 11.63
Barber, beautician, tailor etc 43.08 23.58 6.24 7.03 13.37
Telephone/mobile charges 36.7 24.47 7.65 9.06 14.16
Conveyance 41.38 21.87 7.02 8.78 14.49
Rent 45 19.02 6.95 12.32 13.05
Durable goods 29.63 14.35 13.89 20.83 13.89
Clothing & footwear 28.52 15.46 13.56 18.4 15.82
Education 31.24 14.75 12.88 16.58 16.58
Medical – institutional 27.95 16.1 15.83 12.98 19.82
Medical (non-institutional) 30.25 23.19 10.33 15.5 15.56
Personal care, toilet and sundry articles 38.07 21.15 8.83 10.89 14.42
Conveyance-Air fare &Railways 29.38 20.53 10.21 16.34 19.12
Averages 38.52 20.87 8.44 11.09 14.63