Skip to main content

Table 1 Summary statistics of the variables

From: Loan growth and bank solvency: evidence from the Pakistani banking sector

Variables

Obs

Mean

Median

Std. Dev.

Min

Max

Non-performing loans (%)

248

15.61

11.85

15.29

0.02

78.36

Solvency (%)

249

19.87

14.4

16.99

−6.5

100.9

Loan growth (%)

239

23.09

12.2

47.33

−29.1

421.4

Leverage ratio (%)

251

12.46

8.73

9.9

0.23

54.31

Efficiency ratio (%)

251

35.07

30

17.01

0

100

Log of Bank assets (Million Rs)

251

18.55

18.72

1.46

14.71

21.35

Log of Interest income (Million Rs)

244

15.05

15.13

1.71

6.21

18.05

Real GDP growth (%)

252

3.6

3.5

1.46

1.6

6.2

Inflation (%)

252

10.69

10.1

2.97

7.36

17.03

Unemployment (%)

252

5.80

6.0

0.38

5.2

6.24

Rule of law (index)

252

−0.86

−0.86

0.06

−0.98

−0.74

  1. Sources: State Bank of Pakistan, World Development Indicators and Economic Survey of Pakistan