From: Loan growth and bank solvency: evidence from the Pakistani banking sector
Variables | Obs | Mean | Median | Std. Dev. | Min | Max |
---|---|---|---|---|---|---|
Non-performing loans (%) | 248 | 15.61 | 11.85 | 15.29 | 0.02 | 78.36 |
Solvency (%) | 249 | 19.87 | 14.4 | 16.99 | −6.5 | 100.9 |
Loan growth (%) | 239 | 23.09 | 12.2 | 47.33 | −29.1 | 421.4 |
Leverage ratio (%) | 251 | 12.46 | 8.73 | 9.9 | 0.23 | 54.31 |
Efficiency ratio (%) | 251 | 35.07 | 30 | 17.01 | 0 | 100 |
Log of Bank assets (Million Rs) | 251 | 18.55 | 18.72 | 1.46 | 14.71 | 21.35 |
Log of Interest income (Million Rs) | 244 | 15.05 | 15.13 | 1.71 | 6.21 | 18.05 |
Real GDP growth (%) | 252 | 3.6 | 3.5 | 1.46 | 1.6 | 6.2 |
Inflation (%) | 252 | 10.69 | 10.1 | 2.97 | 7.36 | 17.03 |
Unemployment (%) | 252 | 5.80 | 6.0 | 0.38 | 5.2 | 6.24 |
Rule of law (index) | 252 | −0.86 | −0.86 | 0.06 | −0.98 | −0.74 |