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Table 1 Summary statistics of the variables

From: Loan growth and bank solvency: evidence from the Pakistani banking sector

Variables Obs Mean Median Std. Dev. Min Max
Non-performing loans (%) 248 15.61 11.85 15.29 0.02 78.36
Solvency (%) 249 19.87 14.4 16.99 −6.5 100.9
Loan growth (%) 239 23.09 12.2 47.33 −29.1 421.4
Leverage ratio (%) 251 12.46 8.73 9.9 0.23 54.31
Efficiency ratio (%) 251 35.07 30 17.01 0 100
Log of Bank assets (Million Rs) 251 18.55 18.72 1.46 14.71 21.35
Log of Interest income (Million Rs) 244 15.05 15.13 1.71 6.21 18.05
Real GDP growth (%) 252 3.6 3.5 1.46 1.6 6.2
Inflation (%) 252 10.69 10.1 2.97 7.36 17.03
Unemployment (%) 252 5.80 6.0 0.38 5.2 6.24
Rule of law (index) 252 −0.86 −0.86 0.06 −0.98 −0.74
  1. Sources: State Bank of Pakistan, World Development Indicators and Economic Survey of Pakistan