Table 3 Typical works on credit scoring using hybrid models
Agent | Reference | Technique |
|---|---|---|
Country | Yim and Mitchell (2005) | Model based on statistical model and ANN |
Corporation | Markham and Ragsdale (1995) | Model based on DA and ANN |
Jo and Han (1996) | Model based on ANN, statistical model and discriminant analysis | |
Chuang and Lin (2009) | Model based on ANN and CBR-based technique | |
Individual | Lee et al. (2002) | Model based on ANN and DA |
Lee and Chen (2005) | Model based on ANN and MARS | |
Hsieh (2005) | Model based on clustering analysis and ANNs | |
Chen and Huang (2003) | Model based on ANN and GA | |
Chen et al. (2009) | Model based on SVM and three strategies |