Table 2 Typical works on credit scoring using AI techniques
Agent | Reference | Technique |
|---|---|---|
Country | Cooper (1999) | Neural networks |
Fioramanti (2006) | ||
Alp et al. (2011) | ||
Corporation | Odom and Sharda (1990) | Neural networks |
Tam and Kiang’s (1992) | ||
Wilson and Sharda (1994) | ||
Goonatilake and Treleaven (1995) | ||
Tseng and Hu (2010) | ||
Blanco et al. (2013) | ||
Huang et al. (2004) | SVM | |
Van Gestel et al. (2006) | ||
Individual | Desai et al. (1996) | Neural networks |
Also, Davis et al. (1992) | ||
Piramuthu (1999) | ||
West (2000) | ||
Desai et al. (1996) | SVM | |
Also, Davis et al. (1992) | ||
Piramuthu (1999) | ||
West (2000) | ||
Desai et al. (1997) | GA or GP-based AI model | |
Yobas et al. (2000) | ||
Ong et al. (2005) | ||
Huang et al. (2006) |