Dependent variable | Denied | Price rationed | Amount rationed | Constrained |
---|---|---|---|---|
PAF | 0.108*** | 0.078*** | 0.036* | 0.0292** |
(0.041) | (0.024) | (0.018) | (0.014) | |
FL |  − 0.022 |  − 0.029* |  − 0.039* |  − 0.019* |
(0.023) | (0.016) | (0.020) | (0.01) | |
ICT use |  − 0.092 |  − 0.151 |  − 0.112 | 0.140* |
(0.105) | (0.109) | (0.167) | (0.08) | |
Digitization | 0.176** | 0.405*** | 0.196 | 0.222*** |
(0.086) | (0.142) | (0.129) | (0.060) | |
Activity_1 |  − 0.325 | 0.178 |  − 0.066 |  − 0.015 |
(0.264) | (0.188) | (0.202) | (− 0.111) | |
Activity_2 | – | – | – |  − 0.072 |
 |  |  | (0.183) | |
Activity_3 |  − 0.029 | 0.202 |  − 0.200 |  − 0.001 |
(0.098) | (0.126) | (0.154) | (0.082) | |
Activity_4 |  − 0.180 | 0.174 |  − 0.014 |  − 0.016 |
(0.098) | (0.127) | (0.143) | (0.072) | |
Activity_5 | – | – | – |  − 0.027 |
 |  |  | (0.135) | |
Activity_6 | 0.033 | 0.197* | 0.030 | 0.154** |
(0.073) | (0.114) | (0.135) | (0.068) | |
Activity_8 | – | 0.397*** |  − 0.054 | 0.042 |
 | (0.151) | (0.196) | (0.088) | |
Age_1 | 0.038 | 0.105 |  − 0.156 |  − 0.008 |
(0.015) | (0.079) | (0.109) | (0.064) | |
Age_2 | 0.015 | 0.029 |  − 0.213** |  − 0.068 |
(0.086) | (0.088) | (0.103) | (0.057) | |
Ownership_1 |  − 0.079 |  − 0.050 | 0.304** |  − 0.079 |
(0.137) | (0.125) | (0.149) | (0.088) | |
Ownership_2 | 0.048 | 0.078 | 0.032 |  − 0.021 |
(0.106) | (0.110) | (0.161) | (0.088) | |
Ownership_3 |  − 0.336 | 0.403 | 0.136 |  − 0.146 |
(0.235) | (0.153) | (0.193) | (0.107) | |
Size_1 |  − 0.020 | 0.028 | 0.423** | 0.012 |
(0.093) | (0.110) | (0.206) | (0.085) | |
Size_2 | 0.103 | 0.028 | 0.373** |  − 0.015 |
(0.088) | (0.097) | (0.185) | (0.081) | |
Turnover_1 | 0.058 | 0.062 |  − 0.270 | 0.042 |
(0.106) | (0.177) | (0.213) | (0.088) | |
Turnover_2 |  − 0.046 |  − 0.110 |  − 0.173 | 0.054 |
(0.114) | (0.174) | (0.189) | (0.078) | |
Turnover_3 |  − 0.325 | 0.094 |  − 0.179 |  − 0.114 |
(0.265) | (0.163) | (0.173) | (0.081) | |
Outlook_Better |  − 0.020 | 0.113 | 0.006 | 0.046 |
(0.087) | (0.102) | (0.105) | (0.055) | |
Hcredit_Better | 0.103 |  − 0.173 | 0.176 | 0.027 |
(0.088) | (0.126) | (0.112) | (0.057) | |
Capital Better | 0.147 |  − 0.127 |  − 0.265** |  − 0.020 |
(0.106) | (0.115) | (0.106) | (0.059) | |
Firm_Outlook_Better |  − 0.226*** | 0.092 | 0.051 | 0.016 |
(0.081) | (0.093) | (0.093) | (0.054) | |
# Obs | 100 | 114 | 114 | 311 |
McFadden R2 | 0.545 | 0.423 | 0.283 | 0.167 |