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Financial Innovation

Table 7 The measurement of determinants in the adoption of peer-to-peer payment systems (0–5)

From: Exploring the determinants of the user experience in P2P payment systems in Spain: a text mining approach

Scoring

Support of P2P payments (like)

 

Bizum

Twyp

Verse

Bizum

Twyp

Verse

Perceived quality

2.93

4.35

4.75

4.672

1.363

3.875

Subjective norms

2.63

3.86

4.60

7.600

1.655

2.589

Perceived risk

2.27

3.50

3.60

3.391

4.204

7.528

Perceived usefulness

2.10

3.45

4.53

3.864

1.830

3.477

Perceived trust

2.08

2.48

3.70

5.960

1.636

4.900

  1. Source: Own elaboration
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